English essay one page Example | Topics and Well Written Essays - 250 words

English one page - Essay Example I abstained from utilizing feeling since I saw it as amateurish and unacademic. Figuring out how to stimulate the audience’s feeling is among the most significant achievements in this course. Furthermore, the course has changed my concept of the working procedure. When the crowd and tone have been picked, comes the ideal opportunity for arranging the task; presently I generally put in a couple of hours on considering the paper and building a working theory. At the point when the general thought of the paper is clear, I produce a framework. A short time later, it is the ideal opportunity for a significant exploration. In the class, I particularly sharpened my examination aptitudes, having used various articles, books, papers, and magazines. Simply in the wake of having arranged and inspected the theme altogether I start to compose.  â â â â â â â â â â Another part of my composing that has been altogether improved is working with sources and referencing them. Subsequent to having finished such a large number of assignments, finding and summing up the sources has gotten a lot simpler. Thus, I back up my feelings and perspectives all the more proficiently. Additionally, I figured out how to refer to and quote appropriately; what appeared to be a hindrance in the first place is presently being performed naturally. To close, English class has given me an express cognizance of language, examination, and investigation and showed me the essentials of influence. Since I have picked up so much information, it is hard to characterize the undeniable downsides of the course. In spite of certain issues with the contentious expositions, English 101 has been an eventually pleasant

Theme of Courage in Harper Lees To Kill A Mockingbird Essay -- essays

To Kill A Mockingbird is a book about boldness to what degree do you concur with this? Harper Lee's first novel, To Kill a Mockingbird, shows the life of a little southern family battling through the downturn in Maycomb, Alabama. Seen through according to a small kid are the occasions and individuals of Maycomb. Mental fortitude is a significant subject in the novel yet there are different topics like the Hypocrisy, Protecting the blameless and Prejudice, which are brought out to a similar degree. The creator investigates the possibility of boldness in the novel. Atticus shows genuine mental fortitude by protecting Tom Robinson, a dark man accused of the assault of a white lady. Atticus keeps on battling for equity in spite of knowing he can’t win the case since he is doing what he knows is correct. The town is against this†¦.. This is indicated when Atticus looks out for Tom Robinson outside his objective cell the night he has been moved to the neighborhood objective. There are worries about the chance of a lynch crowd. Mrs. Dubose is another case of genuine mental fortitude in this novel. Mrs. Dubose consistently hollers at the youngsters, rankling Jem. One Day when she affronts Atticus, Jem wrecks her nursery. As Punishment he is compelled to peruse to her for a month. During this time Mrs. Dubose appears in a mist and has fits towards the finish of the meetings. About a month after Jem completed his discipline Mrs. Dubose Dies. Atticus clarifies that Mrs. Dubose was a morphine someone who is addicted due to her sickness yet she had concluded that she needed to leave this world obliged to nothing and no one. By conquering a morphine enslavement, we see that Ms. Dubose was a lady of huge quality and character. She was not going to spend her last days as a medication fanatic, and regardless of the torment that it caused her, she succ... ...p the righteous J. Grimes Everett and the Mruna clan in Africa they disregard to help the poor in Maycomb. They are glad to help individuals in another nation yet conspicuously overlook the individuals deprived on their own doorstep. This issue is significant in light of the fact that it shows that how willing individuals are to assist individuals in another nation yet disregard the goings on of their own town. The possibility of â€Å"true courage† is utilized all through this content, be that as it may so are other similarly significant topics, for example, insurance of the guiltless, preference and deception. In spite of that this book was written in the 1930’s it’s idea’s are still extremely applicable today. I feel that preference and pietism are particularly normal in unassuming communities, for example, Gunnedah. Despite the fact that people groups mentalities towards things like prejudice have not totally transformed we should not surrender trust, we should have confidence in the benefit surprisingly.

Amazing Stories About DNA Testing?

Amazing Stories About DNA Testing? Make Money Online Queries? Struggling To Get Traffic To Your Blog? Sign Up On (HBB) Forum Now!Amazing Stories About DNA Testing?Updated On 07/10/2019Author : Ram kumarTopic : BloggingShort URL : https://hbb.me/2QI2BSB CONNECT WITH HBB ON SOCIAL MEDIA Follow @HellBoundBlogDNA is the database of information about human body activity. The DNA testing is now exploiting this information in various measures of research to reveal surprising facts about us. Bloodlines and genetic diagnosis of predisposition to hereditary diseases are the principal reasons for DNA testing. Genealogical DNA test is now a trending topic and widely sought after service due to the many uncertainties in our family fabric. DNA testing answers paternity questions as well as legal procedures. There is an increasing number of services to meet the overwhelming need, and due to technological advancements, you can now perform such test at home even though there are claims of adverse risks of home DNA testing.Genetic te sting in humans can give exciting or terrifying results about our identity as a person, and this can significantly change our living. Is DNA testing giving more information than we need to know? A few people have come out boldly to share out their experience with DNA test findings. The DNA testing is a sensitive issue and life-changing. Let’s have a look at some exciting stories about DNA testing.Finding long lost loveThe family is the most significant source of love and support especially when you can reach them to share in moments of joy and sorrow. Calamities, squabbles among other factors can lead to family separation and loss of contacts. Thoughts of detachment with family can be bothersome more so when you can’t establish the apparent identity of such people. The lost son offspring, as well as the family members, undergo many difficulties in trying to realize their roots, they know no peace.Long before, the process of finding a lost family member was very cumbersome, and m any ended up giving up assuming the particular persons died. DNA tests coupled with internet use has enabled easy access to unique information that will help you link up with that loved one who went missing. New revelations are seen every day and reunions bring joy world over. Expert LivingDNA Review provides insight on popular services that give extremely detailed DNA test results that will ensure you link up with your family.Norman and Gerry Cooper reunite at 85Works of Gerry’s son, Ian in establishing the family tree of the family took quite long, but the fruits were evident by having his father and uncle unite after a long period of separation. Eighty-five years is such a long period of separation, and many may have thought that all is lost, but this was not the case for the two. It is always never too late to get back to your family. Norman and Gerry got the best experience of knowing that they had a brother at 85 years. The 3-in-1 ancestry techniques employed by the DNA test ing services can make you have the best love back to your life. Such a test can take between 10 to 12 weeks, and you can also have a family member and rejoice together.Mother meets a daughter whom she thought died at birthGenevieve Purinton aged 88 years old was overwhelmed with tears of joy in North Tampa when she reunited with her daughter after 69 years of loneliness. She had thought the daughter, Connie died at birth. She gave birth to the baby in 1949, the baby was stolen from her, and they told her she had succumbed. Incidences of baby theft are now common than before making lots of distress in many families. The mother had lost her siblings, and she had no child, she was all alone, and life was unbearable. As a Christmas gift, Moultroup helped Connie trace her origins whereby they used an Ancestry DNA kit which led her to her mother’s contacts. The vicinity at Tampa on the two meeting was surrounded with warmth and joy in finding out that Genevieve had a family to embrace h er even in old age. She now has a daughter and grandchildren. The pleasure can’t be explained in words, and they shared the story on FOX.READThe Future of Health and HealthcareMatt Heninger finds her biological parents after the adoption Matt Heninger undertook a DNA test to establish his ethnicity having been adopted at a tender age. The findings were not any different, so he didn’t bother much. After several days, Matt received a notification alerting him that the submitted samples matched a close family. He got curious and decided to dig deep into the test results discovering that it was her sister, Burgener.When Burgener was 12, their mother had a baby out of wedlock. Being that they were unable to sustain the large family of 5 siblings the mother decided to adopt her out. The mother didn’t share the story with the other siblings because of morality and security issues. Years passed like a river, but there was always that missing link in the family. Through services of DNA testing, Heninger was able to identify his biological origin and reunite with his siblings. Unfortunately, the mom had passed in 1992. They now live together as a family and share a lot.HeartbreakingImmorality is widespread in the world, and one that has led to the disintegration of many families is infidelity. Well, people may not like such memories or talks, but it’s a reality that we must hold with the horns. As human beings, we got a soft spot for our blood. Sometimes we go to the extreme ends to make them happy. How does it feel having sacrificed a lot for someone due to deception? Many fathers feed and fend for kids they never sired. Selfless individuals may not find offense in this, but the act of deceit gives it another perspective.Suspicion is immense in family structures, and many people are now buying the DNA test kits from various companies to be certain of the outcome of their marriages. Chris narrates on how she realized that her daughter had no biological connectio ns with him. They took a test with the ex-wife and the daughter, but the result indicated otherwise. This was a confirmation of unfaithfulness in the marriage and led to breaking up in the family.

The Potential For Social Work Leadership - 1698 Words

Social leadership is defined as the capability of working creatively, effectively and constructively with individuals, groups, communities, families and organisations for the purpose of promoting social justice, catalysing social change as well as addressing social, community and individual issues. In social work, leadership is achieved in many different ways which include, offering direction, supporting individuals and communities, inspiring vision and as a collective action for the purpose of obtaining results that are mutually valued. A human service organisation that employs social workers requires professional leadership for the effective provision of human services and caring for the immediate workplace environment. This essay aims†¦show more content†¦According to statistics, Centacare offers social services to approximately 150,000 individuals as well as 65,000 families each year (Centacare, 2013). The organisation employs more than 3,000 professionals and has and over 200 service centres Australia wide. The commitment of the organisation is to support people in need as well as those who are disadvantaged. Centacare offers a range of professional programs as well as services to support those who are vulnerable, people with a disability together with their care givers, children at risk, child care services, individual and couple counselling, unemployed, the elderly and many other services (Centacare, 2015). The vision of the organisation is to have an Australian society that is fair and more inclusive to reflect and support equality, dignity and the participation of every person. Centacare works to ensure that its clients feel welcome and treated with dignity and respect as well as supported every time they access the organisation’s services. Centacare strives to deliver professional as well as accountable services to the people, families and the community at large in a professional and accountable manner while empowering people in finding solutions and achieving their goals (Archdiocese of Brisbane, 2013). Centacare as an organisation is committed to

Understanding Of Finance Within A Business Environment Finance Essay - Free Essay Example

Sample details Pages: 14 Words: 4232 Downloads: 9 Date added: 2017/06/26 Category Business Essay Type Analytical essay Did you like this example? As we are aware, finance is the lifeblood of business or it can be said as the most important part of all the business enterprises. To understand finance, you need to know the entire business indeed. Finance can be used for various reasons like expanding the business, investing and purchasing fixed assets like land and building, machinery so on. Don’t waste time! Our writers will create an original "Understanding Of Finance Within A Business Environment Finance Essay" essay for you Create order In order to survive in this competitive world every organisation need to have a good strength of finance available to their business or else they will not be able to survive in this world. Hence, it is very important to select the correct sources of finance available to the company. Finance can be in two types external sources or internal sources. Sources of Finance: Finance are arranged from external sources or internal sources. A fund, which comes from outside the business, is External sources of finance. Here the business are getting loans from individuals or for example banks that do have business relations directly. External finance examples are: Overdraft facility from bank. Getting Loans from building society or banks. Selling the new shares for sales. These types of finance are divided as Short term and Long term. Payback period for this Long-term finance will be longer. Long term has two main sources i.e. share capital loan capital. Day-to-day businesses are being covered by short-term finance, its payback period will shorter, hence less risky for lenders which are bank overdraft, hire purchase, trade credit etc. Long-term finance sources Short-term finance sources Shares Debentures Public deposits Retained earnings Loan from financial institution Term loans from bank Bank overdraft Hire purchase Trade credit leasing Cash inflows to a business Cash outflows from a business (Revenue from sales, loans, Payment for raw materials, stock, interest, sales of assets etc, labour, insurance, rent, rates etc.) Short term Sources of finance: Short-term sources it is mostly used by the small business to cover their day-to-day running cost. The most important aspects of the entrepreneur or the venture are to satisfy the commercial credit, which is also known as creditworthiness in order to be granted for any short term financing in the business. Eventually there are few aspects of short-term sources like Overdraft, Trade creditors etc. 1. Bank Overdraft facilities Most of the business use this type of facility as it is short-term finance and when no longer required it can be paid back easily. Interest is charged only on the amount overdrawn so it is quiet cheap. 2. Trade credit Trade Credit is a period given to a business to pay for goods that they have received. It is often 28 days and 90 days but some businesses might not pay for 6 months and on some occasions even a year after they have received goods. 3. Leasing A lease means that the business is paying for the use of a product but does not own it. It is also called hiring. An agreement between two parties are called as lease, the lesser and the lessee. It can be cheaper to arrange a lease rather than having to buy equipment outright. Advantages and disadvantages of Trade Credit: Advantages: In trade credit you have more time to pay the creditor with no interest It usually results in more customers than a cash trade. Easy cash flow as you can pay after 28-30 days Disadvantages: It involves a huge Risk of Bad Debt. When the customers of trade credit cant afford to repay the amount then it involves a risk of Bankruptcy. High administration expenses People can buy more than they afford it. Long term Sources of finance: These sources are normally used for a long period where in a long term loan is given by a specialist banks. However, for this type of loan securities are required, which is assets n properties like Plant and machinery, building etc. There are some long-term sources, which are normally used by the big companies like equity shares, debentures, bank loan, preference shares etc. 1. Shares These are issued to the public. These may be of two types: (i) Equity and (ii) Preference. The holders of shares are the real owner of the business, they may or may not get dividend regularly. They are also paid at last in case of wind-up of business. 2. Debentures These are also issued to the public. The holders of debentures are the creditors of the company. Debentures holder has to paid interest regularly. They also get preference of being paid first in case of wind-up of the company. 3. Public Deposits General Public also like to deposit their savings with a popular and well-established company which can pay interest periodically and payback the deposit when due. 4. Term loans from banks Banks are important for both short-term finance and long-term- finance. Many industrial development banks, cooperative banks and commercial banks grant medium term loans for a period of three to five years. If there is a rise in interest rate, it is added to the business cost. Advantages and disadvantages of Preference shares: Advantages: You get regular income and fixed dividend coming in even if the company is making profit or not it does not matter. With this share, you do not have any interference in the management. There is Flexible Capital structure in this share. Preference shares are given first preference at the time of liquidation or wind-up. Disadvantage: In these shares, you are not eligible for extra dividend even if the Company make high profit. At the time of liquidation, no extra money is paid to the preference shareholders. These shareholders cannot participate in any of the management activities. As they get fixed dividend so they are a burden on the company. Internal Finance Internal sources are finance, which comes mainly from its own funds, profits and depreciation.i.e Retained Profit, Squeezing Working Capital, and Sale of Assets. The main internal sources of finance for sole proprietors are as follows:  · Owners funds  · Selling personal assets  · Profits  · Depreciation As JS and company have market valuation of property or goodwill of more than 130 million, so bank can easily lend them bank overdrafts facility. Borrowed funds can easily pay back when no longer required, as their costs are effective and flexible. Moreover, interest is only paid on the amount overdrawn. In addition, fund of 200 million can be also raised through capital, debenture, or long-term loan, which also cost effective for the company. TASK 2 JS and company can arrange source of finance through external or internal sources. Whereas the company can raise the finance only through external source i.e. long-term or short-term sources. Short-terms of finance are those that are needed for less than a year whereas long-term sources of finance are needed over a longer period. Short term of finance that JS and company can use is bank overdrafts. As the company require finance for next five years, so short-term source will be not suitable. Hence, the company will need long-term source of finance. In long term, finance company can raise through share -capital, debenture, or long-term loan. Firstly, the company can use its 50 million in short term investment, by using it in dividend forgone. Thus using its own funds will help it in borrowing less from external sources, thus saving on dividend or interest, which has to be paid. The option available for raising finance is; If company take Long-term, loan from bank to fianc them. The implication of borrowing from a bank will result in interest rate to be payable whether they makes profit or not. In addition, the loan from have a fixed maturity date, i.e. they have to be repaid by given time. The company may not get the require amount from the bank due to current financial position of the company. On the other hand, JS and company have an option of either going as a private limited company or public limited company. Minimum two members and maximum of fifty members own a private limited company. In this method, they can contribute funds together to starts a new business. The shares of the company can be sold privately to known people, thus this will save advertisement cost i.e. inviting public to buy. Thus, they will have final and complete claim on profits after paying all debts. On the other hand, a public limited company were minimum member is seven and maximum limit of member is unlimited. The public company raises its capital by selling shares to public. These shares are quoted by the stock exchange. It able the company to raise large capital compare to private limited. It is therefore suitable for very large businesses for which the scope of expansion is very large. The public company raises capital through share-issue. People who buy shares are called shareholders. There are various types of shares; the most common one is ordinary and preference shares. An ordinary share makes the shareholder the owner of the firm. They get a part of profits of the firm in the form of dividends. If the company does not make any profits, ordinary shareholders get nothing. However, if company make huge profits then they can receive good dividend. A preference share gives the shareholder the right to get a fixed rate of dividend every year. They are paid before ordinary shareholders and their dividend are cumulative in nature i.e. if they did not receive any dividend in any one year, they would get two-year dividends in the following year, it get accumulated until they are paid. Whether the public company makes high or low profits, but they receive, they fixed percentage dividend. Preference shareholders do not have voting right. Debenture are special finance lend to company by bank and finance houses against fixed rate of interest. Payable in equal instalment or intervals. Lenders against assets of the company hold debenture stocks. If company default in payment assent are seized and sold for recovery. From the above, it can be noticed the issue of shares is far better than long-term loan and debentures. As the required capital will be easily available to JS and compared to them. 2) IMPORTANCE OF FINANCIAL PLANNING Financial planning can refer to the primary financial statements created within a business plan. Financial plan can be said as an annual projection of income and for a company. On the other hand, financial planning will help to get the estimate amount needed, such as issuing addition shares or borrowing shares in a company. E.g. the company which decides to expand e.g. by fitting out a new factory and buying will manually create the financial plan which will describe the sources needed or cost of finance, sources of finance developing the project cost, as well as the profits and revenues to justify the expansion programme. To maximise new ideas and opportunities, regular reviews will ensure that you remain on track to achieve your goals. Long and short term plans Example for one, three or five years are the time given for financial planning. The time required for this particular length depends on the importance of projecting in the future. Long-term plans are formed for business such as: Take over and merger activity. Expansion of capacity. Development of new products. Overseas expansion. Short-term financial plan provides targets for junior and middle organization, and determine actual performance, which can be controlled and monitored. Additionally, businesses that can prepare normal practices plan for three- or five-year plan with less detail and the budget is a short-term financial plan. At times, it refers to plans that are expressed in money. Following tasks involves the Financial planning activity:- Assessing business environment Confirming business vision and objectives For achieving these objectives it identifies the types of resources Analyze the amount of resource (labor, equipment, materials) Calculate the total cost of each type of resource Describe the costs to create a budget Identify any risks and issues with the budget set To meet the objectives within the budget set it give a great help to CEO to set financial targets for the organization, and reward staff. These are the three categories of financial planning which includes: Strategic role of financial management, Objectives of financial management and planning cycle. 3) Identify the Decision-makers It is the responsibility of business decision-maker to identify the needs. The technical decision maker gets the job of business requirement, as they need to find solution research and evaluation. For the approval and purchase, it goes back to the business decision maker. When the product is ready to come in the market, channel partners and decision-makers are involved in this decision. Three main audiences are influenced: The business decision makers : Business decision-makers handle business growth and competitive pressure, and face evaluation with their peers. They need to come up with solutions for business problems. Nevertheless, they might be not aware about your company as well as negative technical knowledge. 2) The technical decision maker: They may not have all knowledge about your products but they may be familiar with the company. In order to benefit the business you need to provide examples of how different products work. The channel partner: Channel partners work straight with your target businesses, advising them on the solutions. Winning the hearts and minds of your channel partners and educating them will allow them to create a preference for your products. Investment appraisal methods The capital budgeting cycle have an important step for working out the benefits of investing large capital of these investments. The methods that business organisation use is classified in two ways: traditional methods and discounted cash flow techniques. Traditional methods include the Average Rate of Return (ARR) and the Payback method: discounted cash flow (DCF) methods now use as Net Present Valve (NPV) and Internal Rate of Return techniques. These four techniques and all involve a comparison of the cost of the investment with the expected return in the future. Payback methods: The time taken to recover the cost of the investment. The shorter the payback period, the better the investment. Payback period = Initial payment / Annual cash inflow. Advantages Because of simplicity and easy to calculate it is famous technique. Today business environment need rapid technological change, thus PM need to be replaced sooner than in the past, so quick payback on investment is important. Today investors demand that they are rewarded with fast return, so long term investment is overlooked, due to longer wait for revenues. Disadvantages Its lacks objectivity i.e. it is decided by pitting one investment against another. Cash flows are treated as either pre-payback or post-payback, but latter they are ignored. As it is sole concern is cash flow, so it does not consider the effect on business profitability. Accounting rate of return: Profits earned on investment here is express as a percentage of the cost of the investment. ARR = (Average annual revenue / Initial capital costs) * 100 Advantages The chief advantage with ARR is its simplicity, as it is easy to understand. The ARR is similar to the Return on capital Employed in its construction, thus this makes the ARR easier for business planner to understand. The ARR is expressed in percentage terms, thus this make easier for managers to use. Disadvantages The ARR does not account of the project duration or timing of cash flows over the course of the project. The concepts of profit are very subjective, different accounting practice and capitalisation of the project costs. Thus, ARR calculation for same projects would have different result in different outcome from business to business. The ARR does not give any definitive signal to its managers to decide whether to invest or not. This lack decision making. Net present valve: The present valve of net cash flows received in the future less the initial cost of the investment. NPV is a technique where cash inflows expected in future years are discounted back to their present value. Advantages: NPV gives the correct decision way assuming a perfect capital market. It also provide correct ranking for mutually exclusive projects. NPV gives an absolute value. NPV allows for the time value of the cash flows. Disadvantages: In NPV, it is difficult to identify the correct discount rate. NPV as method of investment appraisal requires the decision criteria to be specified before the appraisal can be undertaken. Internal rate of return: Discount rate causes the net present valve of an investment to be zero. The return achieved by projects is the annual percentage of IRR, discounted cash inflows above the life of the project is equal to the sum of the capital invested. Advantages: In IRR method, the investment on the original money valve shows the return. IRR shows rate of return of a project, so one can find the discount rate. Thus, it leads to no risk of loosing the money as the required rate is return is equal or higher. IRR gives you the rate at which you are safe. The IRR illustrates the overall returns from an investment in a clear and direct manner that leads to an easy decision-making process for companies to find, which investments is to be selected. Disadvantage In IRR, it is difficult of finding the internal rate of return accurately. The IRR method, can give you conflicting answer when compare to NPV for mutually project. As JS and company have market valuation of property or goodwill of more than 130 million, the fund of 200 million can be raised through capital, debenture, or long-term loan through any of four investment appraisal techniques. Payback method or Accounting rate of return will be suitable technique. TASK 3 FINANCIAL DECISIONS: An organisation needs to have to an appropriate plan to succeed in the competitive business world. Various decisions need to make effecting the organisation, which requires in-depth view of the finances available within the organization. These finances needs to be allocated and used in appropriate way so as to have a strong balance sheet which shows the success of the organisation during that financial year. Financial decision depends on the preparation of financial statements prepared which affects people such as stockholders, suppliers, bankers, employees, government agencies, owners and other stakeholders. Therefore, the financial statement is important to any organization as the decision is mainly depending on the report submitted to the management Financial Accounting serves three purposes: Producing general-purpose financial statements. Provision of information used by management of a business entity for decision making, planning and performance evaluation. For meeting regulatory requirement. Task 4 1) Show me the money! financial statement shows you the money. They show you details like where the money came from, where its gone, and presently where it is. There are four types of financial statements (1) Balance sheets shows the detail that how money the company made and spent over the time period (2)Income statement shows the income of the company (3) Cash flow statement shows money exchanging between the company and out world for a given time period (4) Statement of shareholders equity shows the companys shareholder changes in the interest rate. Now let us have what financial statement does. Balance sheet: a balance sheet provides complete detail of assets, liabilities, and shareholders shares. Assets: assets are the thing in terms of value, thus it mean that it can be used, sold or can provide service that are sold out. It consist of physical property, such as plants, equipment etc. It also includes things that cannot be touched or seen but on the other hand, which exist and have value, such as trademarks etc. In addition, cash itself is an asset. Liabilities: A liability means the money owed by the company to others. This include all money borrowed from a bank, rent of a property, pending money of suppliers for materials, etc. Thus, Liabilities is debt burden on the company. Shareholders equity: shareholders share is called capital or net worth. They are the owner of the company. In case the company winds-up, the money that would be left over will be used pay off all its liabilities. Moreover, after paying off the liabilities the money left belongs to the shareholders, or the owners of the company. Income statement: It refers to profit and loss statement (PL), it shows reports of companys profit, expenses and income over a period. PL accounts gives information on the operation of the enterprise. Thus, its shows the earnings and expenses incurred during the given period. Cash flow statements: it gives inflows and outflows cash report of a company. This is very important because to pay its expenses and to purchase assets the company needs to have enough cash. Thus, increase and decrease in cash for a period can be seen in the cash flow statement. Normally, cash flow statements are divided into three main parts. (a)  Operating activities; (b)  investing activities; and (c)  financing activities. Statements of Shareholders equity: shareholders share is called capital or net worth. They are the owner of the company. If the company winds-up, the money which are left over will be used to pay off its liabilities and after the liabilities are paid off the left over money will belong to the shareholders or the owners of the company.Thus, financial statements main objective is to give information about the performance and changes in financial position of the company, which is useful to make economic decisions. Hence, financial statements should be easy to understand, appropriate, consistent and equivalent. Following ways can help the financial statement: For Internal use: statements can be internally by the company for better decision-making, bargaining in management, raking and promoting the employees. It helps the owners and managers to make important business decisions that would affect its continued operations. These statements are also used in annual report to the stockholders. 2) Employees also need these reports for making collective bargaining with the management; it is also used for discussing their compensation, promotion and rankings of the labours of the company. External Users: External users are the investors, banks, government agencies and other parties who are outside the business, thus they need financial information about the business for following reasons. To assess the viability of investment in a business it is really important to have a financial statement. It is used to provide the basic for making investment decision which is mostly used by investors and prepared by professionals (financial analysts). Banks and other leading companies are the financial institution that uses them to decide whether to grant a company or to extend debt for expansion and other expenditures. It helps the Government tax departments to make sure that the taxes, duties and payments are made correctly by the company. Media and the public also have a interested in financial statements for a different of reasons. The unique aspect of financial accounting is that despite all the form of ownerships, and different types of business activity, there is one single format for the financial statement of all types of business. They may differ in some specific detail and descriptions, but the basic formats remains the same. Assets are classified as financial assets or non-financial assets and are shown on the Statement.   There is no difference between current and non-current; Liabilities are not classified as current or non-current but are listed. Internally Prepared: Company is following some accounting rules to make its own books and prepares its interim and annual financial statements. The internal member of management prepares the financial statements which is considered as the lowest quality of financial statements. For the small businesses and businesses with sophisticated internal accounting professionals, this might be the highest grade of financial statement a company needs. Compiled: Complied financial statement is prepared by Certified Public Accountant (CPA). The statements prepared by CPA have information which is given by the business clients. It is mostly prepared with rules. Generally, banks and other lenders consider compiled statements of greater value than internally prepared statements. Reviewed: Reviewed financial statements are one step up; CPA perform inquiries and analytical procedures to seek in depth understanding of clients business and financial information. Financial statement helps to make business decision. Organization depends on accurate data and information which is used by Board of directors, management, external auditors etc. Financial analysis helps internal auditors to provide information on companies operation. Auditors should asked area management after obtaining the chart, which accounts are used to record their transactions. They should also determine how and where the accounts is summarized in the financial statements There are two types of analysis to assess financial statements such as comparison and ratio analysis. Ratio analysis is the most widely known and most commonly used type of financial statement analysis. It is a basis for financial statement, which helps to provide information on effectiveness and efficiency of operation. The resulting ratios are usually expressed in percentages, which can be used for comparing the ratios from one period to another. This comparison allows the internal auditor to determine whether significant changes in the ratios from period to period are caused by poor performance. The type of analysis varies according to the specific interests of the party involved: ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¢ Trade creditors or suppliers are interested in the liquidity of a firm ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¢ The bankers or other creditors are more interested in the cash-flow ability of the firm to service debt over a long period ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¢ Management also requires financial analysis for the purpose of internal control and to seek suppliers.

Robert E. Lee An Effective General Of The Confederate Army

To What Extent Was Robert E. Lee an Effective General of the Confederate Army? Esta Bichler Period 4 Word Count: 2,191 Section 1: The focus of this investigation will be, â€Å"To what extent was Robert E. Lee an effective leader of the Confederate Army?† The investigation will analyze Lee’s strengths and weaknesses that contributed to his effectiveness and the overall loss of the Confederacy in the Civil War. The overall character of Lee throughout his lifetime is too broad, therefore, this investigation will focus solely on the testimony of his military background, and the personality traits that led to Lee’s decisions during the Civil War. As a result, Lee the American by Gamaliel Bradford Jr. and Robert E. Lee: The Soldier by Sir F. Maurice are important sources to this investigation, due to the background they give on Lee’s military training, personality, and victories in the battles leading up to Gettysburg. Source 1: Robert E. Lee The Soldier by Sir F Maurice. This source could be of value to historians due to its focus on Lee as a general and not necessarily about Lee in the civil war. The purpose of this book is not to debate the civil war, but to appreciate Lee’s role as the general. Therefore, the source is biased based on the authors clear appreciation of Lee. The source both gives facts about Lee’s life as well as information about Lee part in the civil war. The value of this source is the historians participation in the military andShow MoreRelatedRobert E. Lee s Life During The Civil War1265 Words   |  6 Pagesespecially for Confederate army leaders. The constant pressure from needing to defend and protect Southern independence contributed to the rise of anxiety and stress related medical disorders. Robert E. Lee, a brilliant Confederate general and skilled tactician, was such a case. General Lee s health during his pre-Civil War years was without blemish. However, with the beginning of the Civil War, Lee s health experienced noticeable decline. Later in his life, doctors diagnosed Lee with pericarditisRead MoreThe Battle of Gettysburg Essay1398 Words   |  6 PagesWar. The confederate army was led by General Robert E. Lee, an experienced, educated, and extremely successful career military officer. He was second in his class at WestPoint, as well as a valuable asset during the Mexican War. When Virginia seceded from the Union, A braham Lincoln initially asked General Lee to lead the Union Army. General Lee declined the position offered by Lincoln due to his loyalty to him home state1. General Lee was appointed as the General of the Confederate Army by JeffersonRead MoreThe Civil War : America s Bloodiest War Since The Creation Of The Country871 Words   |  4 Pagesconflicts between The Confederate and The Union States. Was there a turning point? A battle which changed the tide completely? Among the major battles we can find The Battle of Gettysburg, Vicksburg, Stones River, and Fredericksburg. These battles were the changing points in history. The Country as we know it could’ve changed within a matter of minutes had the events occurred differently. In order to understand how this war played out we must look it on all angles. The generals, leading reasons, battleRead MoreThe Battle Of The War Essay1510 Words   |  7 Pagesthe South were engulfed by aggressive battles almost resulting in a Union defeat under determined Confederate forces. Focusing on the major turning point battle of the war, the Battle at Gettysburg, the confederate Army was led by General Robert E. Lee, and the Union Army was led by General George G. Meade. This battle lasted for three days - July 1st through the 3rd, 1863, and ended when the Confederates had failed to break up the main Union line. On July 2 of the battle, more than â€Å"15,000 soldiersRead MoreMy Interpretation Of The Battle Of Gettysburg1572 Words   |  7 Pagesactually be like to be a soldier during the Civil War. Sharra provides many detailed maps of both army s positions, which gave me a better idea of where the men were posted, where they were headed, and which rout of attack the generals had their men on. Throughout the book I was shown the pain that these men went through, how loyal these men were to their duty, and how important each decision that each general made on the battle field truly was. The battle that these men fought makes more sense to meRead MoreSouthern Culture And The Circumstances Of The War1196 Words   |  5 Pagescoincided with the ideal southern man, were set up to become the mythologized figures that would eventually become central to southern history. Jackson and Lee, through their own skill sets and actions during the war, solidified their respective legacies as a martyr and a leader. In 1861, Jackson was promoted as brigadier general in the Army of Northern Virginia, where he began to distinguish himself in the following battles. He gained Lee’s trust and as a result, held a fair amount of control overRead MoreMilitary Strategy and Tactics of the Civil War Essay1373 Words   |  6 PagesAmerican Civil War was one of the deadliest wars in American history, resulting in 620,000 casualties of soldiers and undetermined number of civilian casualties. Southern slave states declared their withdrawal from United States and formed the Confederate States of America; also know as â€Å"The Confederacy.† Northern twenty states free of slavery and five slave states in north came to knows as the Union. Many strategy and tactics were used during the American Civil War. In order to understand the militaryRead MoreThe Battle Of The Confederate Forces1233 Words   |  5 Pagesbegan on July 1st, 1863 when Brigadier General John Buford met the Confederate forces ju st northwest of the town to slow their advances. General Buford and his troops successfully stalled the enemy until their reinforcements arrived. The Confederate reinforcements, led by Generals Hill and Ewell. The Confederacy forced the Union Army to retreat back through Gettysburg to the south of the town. There they joined the main Union forces led by Major General George Gordon Meade, who had been at theRead MoreLee vs Jackson902 Words   |  4 PagesIn the eastern front of U.S. Civil War there were two men who stood above the rest. Robert E. Lee was the commanding general of the Army of Northern Virginia. Thomas J. Stonewall Jackson commanded the Army of the Shenandoah. The military genius of these two men was far beyond that of any Union or Confederate officer in the east. History tells us that Robert E. Lee was one of the greatest commanding officers in history. History only tells us that Jackson was brave and stood like a stonewallRead MoreBattle of Gettysburg1186 Wor ds   |  5 Pageslargest number of soldiers, totaling 172,000 young men (â€Å"American Civil War†). During the Civil War, our nation was divided by the North (Union Army) and the South (Confederate Army) for opposing viewpoints on slavery and states’ rights. The Battle of Gettysburg was fought over three long, arduous days. The soldiers struggled under their respected generals in a 25 mile battle zone (â€Å"American Civil War†). This battle was a triumphant victory and a heart-wrenching loss for the troops of the Yankee North

Does AmerVirtue ethics... free essay sample

Ethical and Moral Perspectives This is an essay comparing the similarities and differences between virtue theory, utilitarianism, and deontological ethics. All theory address ethics and morality somewhat differently. I will use a personal experience to explain virtue, values, and moral concepts related to one of the theories. . Similarities Between Virtue Theory, Utilitarianism, and Deontological Ethics. Doing what is right being the basic similarity common to virtue theory, utilitarianism, and deontological ethics. All the theories identify to uphold justice and responsibility. Morality is a consideration of all three. There is a general agreement among the public or citizens as to what is best. They are similar in wanting what is right. They all focus on a good outcome. For any moral to work, the citizens have to be in agreement of what is best. Differences Between Theories. There are some differences between ethical theories. In virtue ethics, the practitioner is more flexible than the rigid â€Å"decision based† practitioners of utilitarianism and deontology. Utilitarianism differs from virtue ethics as it is a theory that suggests that an action is morally right if the action produces more total utility for the group. They believe in pain and pleasure unlike the other two theories. Motives are not often addressed in utilitarianism, but consequences are, depending on the motivation. Deontological theory is on personal freedom and rights pertaining to his well-being. Boylan (2009) stated â€Å"Virtue ethics promotes community orientation that works in the opposite direction of the expression and protecting of individual liberties and rights† (p. 156). Virtue ethics believe that favoring some over others is natural. Deontologists base their decisions on conventional reasons. The basis of deontology is related to types of goods, rights, and duties. Virtue ethics lead to contradictions when deontology bases it’s foundation on the principle of noncontradiction. In utilitarianism good is defined as that which maximizes pleasure and base man’s freedom struggle on a behavioral process of avoidance or escape, pain or pleasure. These are some of the differences between the theories. Differences in Each Theory and How They Addresses Ethics and Morality. There are also differences between the theories of virtue ethics, utilitarianism, and deontological theory and how they address ethics and morality. Utilitarians determine what we ought to do from what we will do as their basis for right and wrong. Utilitarian are practitioners of general hedonism depicted by â€Å"the greatest pleasure/happiness for the greatest number and consider no ethical dimensions. Deontologist might argue that there are no moral reasons for choosing one track over another. The two forms of categorical imperatives provide justification of actions of perfect and imperfect duties and give a concrete picture of how society is to treat each other and behave toward them. Virtue ethics encourage homogeneous communities and do not nurture diversity and discourage conflict in favor of unity and peace. The problem with homogeneous communities is they do not nurture diversity and they discourage conflict in favor of unity and peace. The Utilitarianism suggests action is morally right when the action produces more utility for the group than any alternative. Deontologists consider humans as ends and always recognize a human’s personal, goals, values, and aspirations. They believe in treating people as an ends but, not as a means and in symmetry of one’s attitude about his self and others’. It is different from other theories who consider emotion. In deontology, Kant understood the ethical enterprise of an individual who is contemplating acting in a certain way is decided in a way that leads to good will. Deontologist’s principle of contradiction that believes human thoughts accord with logic which means it is illogical to be immoral, irrational, or  ­Ã‚ ­inhuman. They abide by moral maxims that give us advice for life. Two prominent criticisms of utilitarianism are the rights of minorities and the connection between pleasure and good which means the majority is always wrong and is driven by expediency that gives pleasure. Personal Experience Explaining the Relationship Between Virtue, Values, and Moral Concepts as They Relate to One of the Theories. When I worked in home improvement sales, I had to employ the utilitarian approach. I had to fire employees without warning and without emotion because it was my job and the company benefited. Sometimes the discharged employees were not producing to the company’s benefit. I had no paycheck to hand them as they didn’t earn a commission, then I had to let them know they were not beneficial to me or the company. I did not have to give any further considerations and I went against my instincts and morals to treat them like humans. I knew that the challenges they sometimes face were of no fault of their own and they were not fair reasons to let them go. I had a lot of responsibility and many other employees to train and provide routes for. I took little time and used an emotionless face to do my job. It is not how I would like to have been treated and it was unkind as well as immoral and against common values of man to treat other’s harmfully. Conclusion While there are few similarities, there are many differences between the virtue theory, utilitiarism, and deontology. Virtue ethics reflect the best interest of individuals with the backing of community orientation. Utilitarians focus on the greater good of the group as a whole while believing in the pain and pleasure standard They decide what they ought to do from what they shall do to determine right from wrong and consider cause and effects of actions. Deontology theory has emphasis on individual freedom relating to the rights and well being of humans. The differences of theories have a different result on individuals pertaining to ethics and morality.